Terms & Conditions

Last updated: September 4 2025

Welcome to StockTickerNews (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your use of our stock ticker newsletter service (the “Service”). By subscribing to or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Service Description
   The Service provides subscribers with curated summaries and insights on stock market events, news, and trends. The Service is provided for informational and educational purposes only and does not constitute financial, investment, or trading advice.
2. Eligibility
   You must be at least 18 years old to subscribe.
   By subscribing, you represent that you have the legal capacity to enter into these Terms.
3. Subscription and Payment
   The Service is offered on a subscription basis (monthly or annually).
   By subscribing, you authorize us (and our payment processor, Stripe or equivalent) to charge your selected payment method.
   Subscriptions automatically renew unless canceled before the renewal date.
   Prices are subject to change; you will be notified in advance of any changes.
4. Refund Policy
   Unless otherwise required by law, subscription fees are non-refundable.
   You may cancel your subscription at any time, but you will continue to have access to the Service until the end of the billing period.
5. No Financial Advice
   The information provided in the Service is general market commentary.
   We are not licensed financial advisors, and the Service does not constitute:
   
   • Personalized investment advice
   • Recommendations to buy, sell, or hold any security
   You are solely responsible for any investment decisions you make. Always conduct your own research or consult a licensed professional before making financial decisions.
6. User Responsibilities
   You agree not to share, resell, or distribute newsletter content without prior written consent.
   You agree to use the Service only for lawful purposes.
   Any misuse may result in suspension or termination of your account.
7. Intellectual Property
   All content provided through the Service (text, graphics, branding) is owned by or licensed to us.
   You are granted a limited, non-transferable license to use the Service for personal purposes only.
8. Limitation of Liability
   To the maximum extent permitted by law, we are not liable for:
   
   • Losses incurred from reliance on the Service
   • Trading or investment losses
   • Service interruptions, errors, or data inaccuracies
   The Service is provided on an “as-is” and “as-available” basis.
9. Privacy
   We collect and process your personal data in accordance with our Privacy Policy.
   By using the Service, you consent to such collection and processing.
10. Termination
    You may terminate your subscription at any time via your account settings.
    We reserve the right to suspend or terminate accounts for violations of these Terms.
11. Changes to These Terms
    We may update these Terms from time to time.
    If material changes occur, we will notify you by email or through the Service.
12. Governing Law
    These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of laws principles.
13. Contact Us
    If you have questions about these Terms, please contact us at:
    StockTickerNews
    [Your Contact Email]